3 Common Questions on Your Emergency Fund

“Make preparations in advance – you never have trouble if you are prepared for it.” Theodore Roosevelt How Much Emergency Fund Do I need? If you are single with no dependent At least 3 months of your monthly expenses. Example: If your monthly expenses (loans, food & beverage, transportation, accommodation, insurance, etc) is RM 3000, [...]

Top 3 Reasons Why People Sign up For Credit Card

“Help me on credit card sales, I give you free gift” Does the above conversation sound familiar to you? This is very common in Malaysia. I got the idea to write on credit card after kept being  approached by credit card sales person in the mall. Imagine. The typical credit card sales booth in the [...]

Money Hacks Series #1

“It’s not your salary that makes you rich, it’s your spending habits” - Charles A. Jaffe This time I am going to share some of the apps that I used and these apps save me tons of money. I was surprised on how much I have accumulated with these small money hack tips! Read below [...]