“Make preparations in advance – you never have trouble if you are prepared for it.” Theodore Roosevelt How Much Emergency Fund Do I need? If you are single with no dependent At least 3 months of your monthly expenses. Example: If your monthly expenses (loans, food & beverage, transportation, accommodation, insurance, etc) is RM 3000, [...]
Tag: wealth
Top 3 Reasons Why People Sign up For Credit Card
“Help me on credit card sales, I give you free gift” Does the above conversation sound familiar to you? This is very common in Malaysia. I got the idea to write on credit card after kept being approached by credit card sales person in the mall. Imagine. The typical credit card sales booth in the [...]